My Girlfriend Is A Billionaire Heiress, and I'm Loving It

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Opening samples

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Opening · Chapter 1

My girlfriend is incredibly rich. She often takes me to highend restaurants, gifts me luxury watches I’ve never even heard of, and flies me all over the world.

But my roommate thinks money is tacky. He constantly urged me to break up with her. "Rich people are just playing with you. Why would she actually like you?

A man needs selfrespect. Don't be a simp." Yet, he later hooked up with an heiress over ten years older than him and called it "true love." As for me?

He locked me out of our dorm room, leaving me to be hacked to death by his heiress's furious husband. When I opened my eyes again, I was back on the first day of freshman year.

My roommate was busy preaching his philosophy of love to the room: "If you ask me, finding a girlfriend is all about the vibe.

Looking at her financial status is just too tacky." I opened my eyes and found myself lying on my single bed in the dorm.

Tyler’s sharp, familiar voice rang in my ears. "These days, so many guys want to find a sugar mommy.

But in the end, they just get dumped and lose everything." I poked my head out and saw my other two roommates were also there. I pinched my arm hard. It hurt like hell!

I really had regressed. "Ethan, was that your girlfriend who drove you here in that car earlier?" Tyler asked, a sharp gleam in his eyes.

In my past life, he constantly pried for information like this, only to spread nasty rumors behind my back. I nodded. "Yeah, that was my girlfriend." "We're still young.

We should be having pure college romances with people our own age," he said, subtly hinting that my girlfriend was some old sugar mommy. "You're right.

She's also in college," I replied with a slight smile. Dylan, the roommate across from me, widened his eyes. "Driving a Bentley at that age?

She must be loaded." Tyler pursed his lips. "What's so great about that? She dropped you off and just left. She didn't even come up to help you unpack.

She probably only came to check out the hot freshmen." Seeing I didn't respond, he continued, "Girls from rich families always have terrible tempers.

She must push you around a lot, huh?" Chloe was actually studying business in London.

She was supposed to fly back days ago, but she delayed her flight just to drop me off for my first day. The envy in Dylan's eyes turned into pity.

Even Lucas, who rarely spoke, looked up at me. I casually unpacked my things and said calmly, "Not really.

She actually has a better temper than I do." As I pulled out various highend electronics and designer watches, Tyler’s face stiffened. "Don't be embarrassed.

We get it," he sneered. I looked up at him. "Do you? Because I thought you'd get that girls aren't allowed in the guys' dorms anyway." I stopped paying attention to him.

I needed to go downstairs and call Chloe. I missed her.

Opening · Chapter 2

In my past life, Tyler kept telling me that Chloe was just playing with me and that she definitely had other men in London.

Later, he even showed me photos of her drinking with other guys. He made me believe she was cheating on me. I broke up with her over Snapchat and blocked her everywhere.

Then, I cried myself to sleep in the dorm for three days straight. Only later did I find out that she had flown back overnight and waited outside my dorm the entire night.

But Tyler had told her I went home. When she went to my parents' house, they turned her away because Tyler had lied to them, saying she was the one who cheated repeatedly.

When she came back to campus, Tyler told her I had long moved on and wouldn't let her in because I had another girlfriend at school. He even played her some edited voice recordings.

Heartbroken, Chloe left the country and never came back. This time, I was smarter. I dialed her number.

She picked up in seconds. "Chloe, did you land safely?" my voice trembled slightly. Chloe, who usually sounded lazy, instantly became alert. "What's wrong, babe?

Did someone mess with you? Just wait, I'll come back and teach them a lesson." "No, I just miss you." There was a long silence on the other end of the line.

I was never good at expressing my feelings. In the two months we had been dating, I had never said anything sweet. I always called her by her full name.

On the contrary, Chloe was the needy, clingy one. "I'll come visit you this weekend! No, tomorrow!" Chloe said excitedly. "Don't. Focus on your classes.

Finish your credits early so you can come back for good," I said, feeling a bit helpless. It took a lot of convincing to get her to agree.

We talked for quite a while before finally hanging up.

When I got back to the dorm, Tyler was leaning against the doorframe with his arms crossed. "Ethan, don't you find this embarrassing?"

Opening · Chapter 3

I looked at him, completely baffled. He adjusted his sleeves. "I heard everything. You sounded so pathetic on the phone.

Begging her, saying 'please don't.'" "As men, we need to stand on our own two feet.

Don't let a woman control you." "If you treat a girl too well, she'll just walk all over you!" He gave me a disdainful look, then pulled Dylan over. "Make sure you never end up like him." Dylan nodded understandingly, looking at me with contempt.

The two of them walked out to grab dinner together. "Since when does being in love mean you can't be independent?" I laughed it off. I pulled out my phone to order some takeout.

Just then, I received a call. The caller said they were from The Gilded Lily, and my delivery had arrived downstairs. They asked if they could bring it up. It had to be Chloe.

I had casually praised their food once. She went ahead and bought a fiftythousanddollar VIP membership just so they would deliver to my dorm.

After I agreed, four servers came up carrying several luxury food containers. My desk was barely big enough to hold them all. "Lucas, let's eat together.

There's way too much food," I said, noticing Lucas was eating instant ramen and crackers.

I remembered his parents didn't send him any allowance, and since the semester had just started, he hadn't found a parttime job yet. "No... that's okay.

I'm full," he declined quietly. I got up, pulled him over, and made him sit down. "Just think of it as helping me out.

It'll go to waste otherwise!" Lucas was an honest, reliable guy, but he had a gambling father and a sick mother. To get into this university under such circumstances was a miracle.

Unfortunately, in my past life, his mother passed away, ruining his already impoverished family. His gambling father kept bleeding him dry.

With no other choice, he had planned to sell his body to support his younger siblings. When Tyler found out, he mocked him ruthlessly. "With your looks, you want to be a gigolo?

Since you're just a country bumpkin with baggage, why don't you just be my dog? I'll pay you fifty bucks a month, as long as you obey me, haha..." The next day, Lucas disappeared.

I later heard he went back to his hometown and committed suicide. Seeing my insistence, Lucas accepted the fork I handed him.

He carefully picked up a slice of beef, his eyes shining. "This is amazing!

How could anyone ever let this go to waste?" I smiled and told him to eat more. "Man, that smells incredible," Dylan and Tyler walked back in. "This restaurant is insanely expensive.

I went there once with my family. A single dish easily costs over a hundred bucks," Dylan remarked, spotting the packaging.

Opening · Chapter 4

"What's so great about that? Begging like a dog just for a free meal? I could never," Tyler said, swallowing his spit but trying to sound righteous. I rolled my eyes. "Sure.

You're the one with all the dignity." Choked by my retort, he couldn't find words.

He turned his mockery to Lucas, who was helping me clean up. "I didn't expect you to be a suckup too, rushing to be someone's male maid." Lucas lowered his eyes and said nothing.

I stepped in front of him. "We're friends. None of your business." I felt Lucas looking at me quietly, his eyes bright with gratitude.

For the next two weeks, we had Freshman Orientation Week, so we barely spent any time in the dorm.

However, the other students started looking at me weirdly—some with disdain, others with pity. One day, my blood sugar ran low, so I went back to the dorm early.

Since no one was around, I put my phone on speaker. I ate my lunch while talking to Chloe. "I feel so bad for my baby. You got so sunburned.

Why aren't you using the Amex Black Card I gave you?" "I miss you so much!

I think of you when I eat, when I'm in class, even when I'm playing games." "When will you let me come see you? Please let me visit!" I replied to Chloe casually.

Ever since I started actively expressing my feelings to her, she had become increasingly clingy. "Who said Ethan was a simp?" I looked up to find Tyler standing at the door with a group of guys. "I knew it was impossible.

Ethan is so hot and has a great personality. If I were a girl, I'd treat him like a king." A guy from the next dorm said, shooting Tyler a look.

Tyler and Dylan lowered their heads in embarrassment. But Tyler quickly found his courage again. "So what? Rich girls always act sweet but play dirty behind your back.

Who knows what his girlfriend actually looks like? If she treats him that well, she must be ugly as hell."

Opening · Chapter 5

I didn't care what Tyler whispered behind my back. He would expose himself eventually anyway. After Orientation Week, I was busy with classes and competitions.

I really didn't have time to pay attention to him. But the gifts and food deliveries from Chloe never stopped, which always brought out Tyler's sour remarks.

Eventually, I just ignored him completely, and he quieted down. Until one day, he suddenly announced he was in a relationship and wanted to buy us dinner.

I didn't want to go, but Lucas felt a bit awkward going alone and asked me to accompany him. The venue turned out to be The Gilded Lily.

When we arrived, we realized he had also invited other classmates he was close with. "Everyone, meet my girlfriend, Bridget.

She’s an heiress of the Vanderbilt family," Tyler introduced proudly, holding her hand. Bridget smiled politely and told everyone to order whatever they wanted.

Only I knew she was a "Wishapp socialite." She chipped in with other girls to rent luxury venues just to take photos for Instagram.

She built a fake heiress persona online to attract followers. "Man, Tyler, your girlfriend is gorgeous!

She looks like an influencer!" Mason from the next dorm said supportively. "Bridget does have a decent following. I'm a visual person, I like pretty girls.

Money doesn't really matter to me." "At least she's not fat. I could never stomach that," Tyler laughed, looking at me. "Ethan, I saw your phone wallpaper.

That’s your girlfriend, right? You should really tell her to lose weight.

Even if she's a newmoney snob, she doesn't need to be that fat." Tyler had actually snuck a photo of my wallpaper and was showing it around to everyone.

My wallpaper was indeed Chloe, but it was a photo from her high school days. She had gained weight back then due to the side effects of some medication.

It had taken me a long time to convince her to give me that photo. Even though she was a bit chubby, she wasn't ugly at all. She was adorable.

I got angry. "Tyler, is it polite to judge someone's appearance like that? Besides, you took a photo of my phone without my permission.

That's an invasion of privacy." Seeing my serious expression, the people who were snickering stopped. Dylan, acting as the peacemaker, stepped in.

Tyler reluctantly deleted the photo, and the tension eased. To save face, Tyler specifically ordered several expensive dishes. Losing my appetite, I ate a few bites and left.

Because of that, I missed the drama that followed.

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Editor note

Why it stands out

Tyler, the self-righteous roommate, gaslit me into dumping my billionaire girlfriend by faking cheating evidence. Then he locked me out to die. Now I’m back in freshman year, and he’s already preaching his “tacky money” nonsense. I’m not falling for it again. Chloe’s Bentley, her fifty-thousand-dollar VIP food delivery, her desperate calls—I’m keeping all of it. But Tyler’s just getting started. What happens when he targets her next?

Synopsis

Short editorial summary for discovery — not the complete novel text.

Ethan is a freshman who has been reborn after a brutal death, sent back to the first day of college. In his past life, he was in a relationship with Chloe, a billionaire heiress who showered him with luxury and affection. But his manipulative roommate, Tyler, poisoned his mind with lies—claiming Chloe was just using him, that she was cheating, and that accepting her wealth was shameful. Tyler’s relentless scheming destroyed their relationship, leading to Ethan’s heartbreaking breakup and eventual murder at the hands of another heiress’s jealous husband. Now, with a second chance, Ethan wakes up in his dorm room to hear Tyler spewing the same toxic advice, warning him against dating a rich girl. This time, Ethan refuses to fall for it. He knows the truth: Tyler is a hypocrite who will later pursue an older heiress and call it love. Armed with memories of betrayal and loss, Ethan must same treacherous path, protecting his bond with Chloe while exposing Tyler’s lies before history repeats itself. The core conflict lies in Ethan’s struggle to reclaim his love and dignity against a manipulative friend who will stop at nothing to tear them apart.

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Quick facts

My Girlfriend Is A Billionaire Heiress, and I'm Loving It

  • Genre: Realistic · Romance · School
  • Samples on this page: 5 openings
  • Why sample it: Tyler, the self-righteous roommate, gaslit me into dumping my billionaire girlfriend by faking cheating evidence. Then he locked me out to die. Now I’m back in freshman year, and he’s already preaching his “tacky money” nonsense. I’m not falling for it again. Chloe’s Bentley, her fifty-thousand-dollar VIP food deliv...

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