Reclaiming My Millions and My Daughter from My Gaslighting Husband

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Opening · Chapter 1

During my time in the cancer ward, my fourteenyearold daughter, Chloe, never came to visit me.

It wasn't until the day I drew my last breath that she finally stood by my hospital bed. She looked at me, crying bitterly, and said: "I hate you!

You never paid a single dime for me growing up. You just traveled the world, living your glamorous life, leaving me with nothing!" I was completely confused.

I had been wiring thousands of dollars into her bank account every single month. But my throat was dry, and I could no longer make a sound.

After Chloe left the room, my husband, Ethan Vance, walked in, wrapping his arm around his mistress, Rachel Cole.

He looked down at me and scoffed: "Summer, you thought you were so smart, didn't you?

Once you're dead, everything you built belongs to me." A tear slipped from the corner of my eye.

I was the Sales Director of a multinational pharmaceutical company, constantly traveling internationally for work.

I never imagined that the millions I practically killed myself to earn were being spent by my husband on his mistress.

And I, because of the relentless, bonebreaking work, had run my body into the ground with cancer. I died in pure, suffocating hatred. But when I opened my eyes again, I was reborn.

The very first thing I did after waking up in my past body was secretly freeze all my credit cards and start transferring my assets.

That night, Ethan called me, his voice dripping with impatience. "Summer, why hasn't your transfer cleared yet?

Chloe's high school registration fees are due." I smiled faintly. "I already paid the school directly." Ethan froze on the other end of the line.

The bank card I had set up for Chloe had always been kept in Ethan's possession. "She's too young," he had told me in my past life. "We shouldn't let her manage that much money directly." In my past life, I had naturally agreed.

I was even deeply grateful to Ethan for supporting my career and staying at home to look after our daughter.

Out of guilt for my constant absence, I always sent extra money, trying to compensate for not being there for them.

It wasn't until I was hospitalized with cancer, staring at the empty white walls, that the truth began to unravel. When the nurse called Chloe on my behalf, Ethan picked up.

He said, "She has exams. Don't bother her." But after my death, I saw the truth. Chloe didn't have any exams that day.

Instead, she had received a Snapchat from Rachel: "Just so you know, your mother never really loved you. She hasn't sent a dime for you.

There's no point in going to see her." Chloe had stared at that message for a long time before putting her phone face down on the desk, tears dripping onto the wood.

She had whispered, "She never wanted to see me anyway." At that moment, I realized death wasn't the most painful part.

The most painful part was watching the child I loved with all my heart being brainwashed into believing I abandoned her. In my past life, Chloe was a math prodigy.

She loved competing in academic competitions. Ethan had told me he paid her registration fees for the Regional Math Olympiad.

But in reality, Chloe's registration was canceled by the system because the payment was overdue. She had sat alone in the empty classroom, crying the entire afternoon.

The twelve thousand dollars I sent that month had been split into three neat transactions. Four thousand went straight to Rachel's account.

Four thousand went to pay the premium on his secret illegitimate son's life insurance.

The remaining four thousand went into a fake consulting contract labeled "Child Mindset Coaching" run by Rachel's agency.

Without a second thought, I canceled all recurring transfers and dialed my private banker. "I need to close a custodial account immediately." The manager paused. "Mrs.

Vance, that account is a minor's custodial account under your daughter's name. Your husband, Ethan, has been managing it.

Closing it requires verifying your guardianship and transferring the remaining balance to a restricted account of your choice." "I have all the paperwork ready." My voice was dead calm. "Unlink all quickpay options, family sharing, and thirdparty automatic deductions.

Once the old card is voided, the new restricted account must only be linked to my personal phone number." The manager heard the ice in my voice and didn't ask further.

Identity verification, guardianship papers, facial recognition, and fund transfer—the whole process was done in minutes. Soon, a prompt popped up on my screen.

Account ending in 1027 successfully closed. Remaining balance: $12.80. I let out a cold laugh.

Out of nearly half a million dollars sent over the years, only twelve bucks and eighty cents were left. All these years, I thought sending money was sending love.

As it turned out, my love was hijacked halfway, repackaged, and used as a weapon to stab my own daughter. After sorting out the bank details, I called my lawyer, Amanda Carter.

She had been my trusted legal advisor for years. "Amanda, I need to set up an educational trust fund for Chloe." "How fast?" "Today." I heard the sound of her rustling through files. "Any restrictions?" "Tuition, school lunches, uniforms, glasses, medical bills, academic competitions, and tutoring.

Any large expense must be paid directly to the providers upon official invoice verification.

No cash withdrawals, and absolutely no transfers to her father." Amanda was silent for a few seconds. "Summer, did something happen?" "Yes." I looked out the window at the glowing Boston skyline. "Someone is using my daughter's name to raise another woman's child."

Opening · Chapter 2

I booked the earliest Amtrak train back to Boston. Before boarding, Ethan called again. His tone was much gentler this time. "Summer, I'm sorry about my tone earlier.

Chloe's tutoring center was pressing for payment, and I got stressed. Don't take it to heart." In my past life, every time he used Chloe as a shield, I backed down.

He knew my weak spot all too well. An absent mother is always terrified of her child feeling neglected.

I pulled my suitcase toward the platform. "Which tutoring center?" He hesitated. "The logic and mindset counseling class we talked about." "What is the official name of the business?" "Why are you digging into the details all of a sudden?

I've always handled these small things." "If it's a small thing, finding the invoice should be easy." The breathing on the other end of the line grew shallow. "Summer, did someone tell you something?" Looking at the train door, I replied calmly, "I'm coming back." His voice changed completely. "You're coming back to Boston?

Why didn't you tell me? I could've picked you up." "No need." I stepped onto the train. "I'm going straight to Chloe's school." The line went completely dead.

A few seconds later, he let out a tight, nervous laugh. "She's in the middle of class right now.

If you just show up out of nowhere, you'll only distract her." "I'm her mother." "Of course you are," he said, softening his voice. "But you've been away for so long.

She's closer to me. If you just show up unannounced, she might not feel comfortable." In my past life, hearing those words would have broken my heart, and I would have stepped back.

But now, I only found it pathetic.

Liars love to package the distance they created as a boundary the victim must respect. "I'll see how comfortable she is when I get there." I hung up.

As the train pulled out of the station, Amanda sent me a text. "The educational trust is active. First $30,000 deposited.

Directpay authorization forms for the school are attached." I replied: "Great. Help me pull the last five years of bank statements from the closed account.

Pay close attention to transfers to 'Aura Youth Consulting', Rachel Cole's personal account, insurance companies, and real estate escrows." She replied instantly: "You have a specific suspect?" I typed three words. "Rachel Cole." My fingers tensed as I hit send.

That name had been a thorn between Chloe and me for years. She was a former counselor at a youth development center.

Sweet, patient, always kneeling to speak to kids at their eye level. During Chloe's most rebellious teenage years, Rachel was the only one who could get her to talk.

In my past life, I had actually been grateful to her. I had sent her Christmas gifts, begging her to keep Chloe company. How utterly absurd.

She was living in a condo paid for by my daughter's trust fund, buying life insurance for her own son with my daughter's money, and then turning around to buy my daughter a cheap $3 cupcake to say: "I might not be as rich as your mom, sweetie, but I actually care about you." When the train arrived, I didn't go home.

The Uber driver asked, "Where to, ma'am?" "Westside High School." When the car pulled up to the school gates, it was just in time for the lunch break.

Through the window, I spotted Chloe immediately. She was standing by the cafeteria entrance, thin as a twig.

Her school hoodie was slightly worn out and too short for her, and her jeans didn't quite cover her ankles.

Her glasses were crooked, held together on one side by a thick layer of clear tape. The cafeteria lady frowned. "Chloe, your lunch account is overdrawn again.

I'll let you slide today, but your parents need to pay this tomorrow." Chloe kept her head down, her ears turning bright red.

She whispered, "I'll let them know." Sitting in the car, my fingernails dug deep into my palms.

The money I sent every month should have bought her the best meals, the most comfortable glasses, and perfect fitting clothes. Yet my daughter was being humiliated over a $5 lunch.

I pushed the door open and got out. "Chloe!" She turned around. The fourteenyearold Chloe looked at me with defensive eyes, not joy. "What are you doing here?"

Opening · Chapter 3

I wanted to hug her, but she took half a step back. I swallowed the lump in my throat. "I'm here to pay off your lunch balance." She frowned, as if hearing a cruel joke. "No need.

Dad will do it." The cafeteria lady looked at us. "Are you Chloe's mom? This is the third time her account has gone into the negative this semester.

Her dad always says he'll pay in a few days." I pulled out my phone. "I'm paying now." The transaction went through. I cleared the balance and loaded $1,000 onto her account.

Chloe stared at the screen, a flicker of emotion in her eyes before they went cold again. "Are you doing this because you fought with Dad?" I didn't rush to explain. "When did your glasses break?" She touched the taped frame. "A while ago.

It's fine." "If it's fine, why are you squinting?" She looked away. "Not like you'd care." Of course I didn't know.

In my past life, Ethan told me Chloe was doing great, just going through a moody teenage phase and didn't want to FaceTime me.

He told me girls have secrets and that I shouldn't try to solve everything with money. And I believed him. I met with her guidance counselor, Mrs. Collins. Mrs.

Collins looked surprised to see me. "Mrs. Vance! What brings you here?

Ethan always told us you were out of state for work and shouldn't be disturbed with school matters." "From now on, please send all fee notices and school communications directly to me as well." Mrs.

Collins hesitated, then clicked on her computer. "Let me show you her outstanding balances and academic records first." The screen displayed a list of red flags: Overdrawn lunch account.

Unpaid school uniform fees. Ignored vision checkup notices. Missed registration fee for the Regional Math Olympiad. (Canceled by system).

My chest tightened. "How much was the math competition fee?" "Fifty dollars." Mrs. Collins sighed. "Chloe is extremely gifted in math.

Her teachers were certain she'd make the state finals.

We called Ethan multiple times, but he said you felt the competition was unnecessary stress for a young girl." I looked at Chloe.

She was standing by the office door, her face pale. "Do you have a record of him saying that?" I asked. Mrs. Collins pulled up a screenshot from the school communication app.

Next to Ethan's profile picture, it read: "Her mother doesn't want to pay for it. She says there's no point in girls doing advanced math. Skip the registration." I closed my eyes.

Chloe's voice trembled. "Isn't... isn't that true?" She looked at me, tears welling up. "Dad told me you said I shouldn't go.

Rachel said you work so hard to make money, and I shouldn't burden you with extra competitions." Sensing the tension, Mrs.

Collins quietly slipped out of the room to grab some water. I walked over to Chloe and knelt so we were at eye level. "No, baby.

That is not true." Her eyes were red, but she forced herself not to cry. "But you never told me." "Because I didn't know." She let out a bitter laugh, far too sharp for a fourteenyearold. "There are a lot of things you don't know." I nodded. "Yes.

You're right. I missed too much." I didn't try to make excuses. A late explanation to a hurt child is like an expired prescription.

Instead, I pulled out my phone and opened my banking app, showing her the transfer history of the past few years. "This is from last month.

Twelve thousand dollars." "This was the month of your math competition. Fifteen thousand dollars." "This one was for your glasses.

I wrote 'Chloe's eye doctor and glasses' in the memo." "This was for your school clothes and summer camp. Five thousand dollars." Chloe froze.

She stared at the long list of transactions, all clearly labeled with her name. Chloe's lunch. Chloe's uniform. Chloe's math competition. Chloe's birthday. Chloe's education fund.

Her lips trembled. "Then... where did the money go?" I looked at her gently. "That's why I'm back." "Let's go find out where it went together."

Opening · Chapter 4

The certified bank statements were ready by three in the afternoon. The private banker looked uneasy as he slid the documents toward me. "Mrs.

Vance, over the last five years, this closed account received a total of $480,000. The remaining balance at the time of closure was $12.80.

Here are the transfer logs and the closure receipt." Chloe sat beside me, clutching her backpack straps.

It was likely the first time she realized she wasn't from a struggling family. She was supposed to have plenty of money. It just never reached her. I scrolled down the statements.

The first red flag was a transfer of $3,500 to "Aura Youth Consulting". Memo: Child emotional wellness coaching.

On that exact day, the school's automatic debit for Chloe's uniform had bounced. The second transfer: $4,500 to Rachel Cole's personal account. Memo: Consultation fees.

The third: $4,000 to an insurance company. Insured party: Leo Cole. Chloe looked up. "Who is Leo Cole?" I didn't answer.

The banker whispered, "We'd need a legal request to pull the full policy details, but according to the billing info, the primary guardian listed is Rachel Cole." Chloe's face drained of color.

She wasn't stupid. She just had never been shown the truth.

Further down the list, there were charges for children's photography, imported organic formula, theme parks, and toddler playgroups. All located in the South End of the city.

The same neighborhood where Rachel lived. Chloe suddenly asked, "What about my birthday gifts?" My heart clenched. "Which year, sweetie?" "My thirteenth birthday.

Dad said you were too busy to pick a gift and only sent a $50 gift card. Rachel gave me a hair clip." I scrolled to that month. I had transferred $8,000 to the account.

Memo: Chloe's birthday gift & winter camp. On that day, $7,800 was transferred to Rachel's account. And there was a charge of $45 at a local boutique.

Chloe stared at the $45 charge, her tears finally spilling over. "The hair clip... was it that?" I remained silent. She wept silently. The bank manager sealed the documents. "Mrs.

Vance, if these unauthorized transfers harmed a minor's welfare, I highly recommend consulting your attorney.

We can provide certified copies for court." "I will." Once we left the bank, Ethan called me dozens of times. I didn't pick up.

He started texting: "Where did you take Chloe?" "She has class this afternoon.

Don't do anything crazy." "Summer, I know your job is stressful, but don't take your issues out on our daughter." Finally, he posted in the family WhatsApp group: "Summer came back out of nowhere and closed Chloe's account.

Now I can't even pay for her lunch or tutoring. I've sacrificed my career to raise our child alone for years, and this is how she treats me.

No trust at all." The group chat exploded.

His sister texted: "Summer, it's not easy for a man to stay home and raise a kid." His aunt added: "Just because you make the money doesn't mean you can bully him." His mother chimed in: "Ethan raised Chloe.

Don't you dare come back and try to snatch her away." In my past life, this gangup would have terrified me. I would have backed down to keep the peace.

This time, I took photos of the receipts and sent them directly to the group chat. Image 1: Chloe's school lunch balance cleared, $1,000 preloaded.

Image 2: New school uniforms paid in full. Image 3: Eye doctor appointment and prescription glasses booked. Image 4: Late registration request for the Math Olympiad submitted.

Image 5: Chloe's educational trust fund active. Direct school and medical payments set up. Then, I sent one final message: "I didn't cut off my daughter's life.

I cut off the thieves who were stealing from her." The chat went dead silent.

Ethan's private message popped up immediately. "Summer Vance, what the hell are you trying to do?" I looked at Chloe, who sat quietly beside me. "I'm auditing the books." He replied instantly: "We're married.

Is it really necessary to count pennies like this?" I smiled. "You certainly counted every penny when you were stealing from our daughter."

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Why it stands out

I died with my daughter screaming she hated me, believing I never paid a cent for her. Turns out my husband and his mistress stole every dollar I sent—even the money for Chloe’s math competition registration got redirected to their secret son’s life insurance. Reborn, I froze my credit cards and closed the custodial account. Only $12.80 left out of half a million. Now I’m setting up a trust fund that bans him from touching a single penny. He’s calling, panicked. Let him sweat.

Synopsis

Short editorial summary for discovery — not the complete novel text.

Summer Vance was a woman who died in hatred, gasping for breath in a cancer ward as her husband Ethan strolled in with his mistress Rachel, gloating over the fortune she’d worked herself to death to earn. In her past life, she was the Sales Director of a multinational pharmaceutical company, constantly traveling, and she sent thousands of dollars every month to her daughter Chloe, believing it was love. But Chloe never visited her, brainwashed by Ethan and Rachel into thinking Summer had abandoned her, leaving her with nothing. The truth unraveled only after death: Ethan had drained the accounts, spending the money on Rachel and a secret illegitimate son, while Chloe’s math competition fees went unpaid, her dreams crushed. Reborn in her past body, Summer wakes with a cold resolve. She freezes all credit cards, closes the custodial account with a mere twelve dollars left, and calls her lawyer Amanda to set up an educational trust fund for Chloe, ensuring no penny reaches Ethan. When Ethan calls, demanding funds for Chloe’s school fees, Summer calmly replies she paid the school directly, leaving him stunned. Now, she must reclaim her daughter from the web of lies and gaslighting, fighting to rebuild the bond shattered by a man who used her love as a weapon.

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Reclaiming My Millions and My Daughter from My Gaslighting Husband

  • Genre: Realistic · Reborn · Romance
  • Samples on this page: 4 openings
  • Why sample it: I died with my daughter screaming she hated me, believing I never paid a cent for her. Turns out my husband and his mistress stole every dollar I sent—even the money for Chloe’s math competition registration got redirected to their secret son’s life insurance. Reborn, I froze my credit cards and closed the custodial...

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